Over 140 Years of Experience Behind Us.
M&T Mortgage Corporation is a subsidiary of M&T Bank. Our M&T family goes back a long way. For over 140 years, we've been flourishing under sound, progressive management.

M&T's mortgage lending network is strong and growing. From East to West, M&T works with satisfied customers across the country.

Product	Conventional
Purchase Price	$155,000
Rate	5.750
Points	0.000
Downpayment	10%
Term	30 Years
Mortgage Amount	$139,500
Est. Payment (PITI, PMI)	$1,098
Est. Income Needed to Qualify	$45,000
Funds Needed to Close	$5,365

Product	Conventional 7-Yr
Purchase Price	$155,000
Rate	5.250
Points	0.000
Downpayment	10%
Term	30 Years
Mortgage Amount	$139,500
Est. Payment (PITI, PMI)	$1,055
Est. Income Needed to Qualify	$44,000
Funds Needed to Close	$5,365

Product	5/1 ARM
Purchase Price	$155,000
Rate	5.000
Points	0.000
Downpayment	20%
Term	30 Years
Mortgage Amount	$124,000
Est. Payment (PITI, PMI)	$950
Est. Income Needed to Qualify	$40,000
Funds Needed to Close	$5,365
The information provided is believed to be accurate but is not guaranteed. This estimate is for informational purposes only and is not in any way an offer, agreement or commitment to a loan. Each mortgage loan is subject to a credit review and approval. Amounts shown for taxes, insurance and fees are estimates. Rates and fees are subject to change at anytime. The information provided is not an advertisement.

For more information, please call:

American Dream Homes:
Office:  716-625-6061
Fax:     716-625-6277

Gary Lentsch:
M&T Mortgage Corporation
Office:  716-848-7600
Fax:     716-848-3797
Pager:  716-743-3629
Other:  716-830-7938